Who has the lowest membership standards in America

Giove is a MEMBER of the

Association of Credit and Collection Professionals

Consumers and attorneys have flooded our office with reports of First American's name change.

Buffalo Woman Arrested For Drug Possession After Hitting Parked Car (July 2008)     First American Investment Co., LLC  is now     UNISTATES Credit Agency, LLC PO Box 277, Williamsville, NY 14231     First American Investment Co., LLC of 2809 Wehrle Drive, Suite, #1, Williamsville, NY, formerly known as Account Management Services of North America is changing names again.   UNI-SNAKES?   How bad is it at Uni-Snakes? Their slime factor has decreased to an even lower point as they are now collecting on… PAYDAY LOANS! How desperate can a collection agency/ rent-a-lawyer get when you have to slide into the abyss of collecting on the worst loans on the planet. Desperate people do desperate things, expect phone calls from collectors posing as lawyers, police, federal agents threatening arrest, credit card and bank fraud, plus whatever their whacked out (?) druggie (?) debt collectors can do to scare you into sending them money. Uni-Snakes can be sued for placing information on your credit files, which will force them to change their name …again!     Owners Robert Van DeMark, Douglas J. Mackinnon, Sr., Mark Bohn, and several attorneys have amassed huge amounts of judgments in lawsuits. The name change reflects a growing problem in the junk debt collection industry of closing the doors one day, then reopening under a new name the next. This group is no stranger to name changes, as it has been a trait they have mastered over the years.   Emails and calls have poured into our office from consumers who state that the name of First American Investment Co that was once placed on their credit has now been changed to Unistates Credit Agency, LLC

RICHARD PAUL AMICO 2234466

THE BARNES FIRM, P.C 16 W MAIN ST ROCHESTER, NY 14614-1602 716  854-2020

 

For STEPS you can take to defeat First American or any of

these groups.  Click How to Defeat above.

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Tri-Financial  - From a Concerned Consumer

http://tri-fillc.com/  This company is owned by criminal Jon Hummel. He was struck by electricity and won a settlement from his former labor employer. He worked for Redline Recovery and then started his own collection empire called TRI FINANCIAL out of an old house in North Tonawanda, his alcoholic fiancée who has yet to divorce her husband also won a settlement against another motorist whom it is up for dispute whether or not she was drinking and driving. They live in a broken down duplex in the same city as well as the partner/director Chris Morrow, who lost custody of his daughter due to a cocaine addiction. These guys are as nasty as it gets and it appears as if they are just another pawn in the Doug MacKinnon, Mark Bohn era of criminal collection evil empires. Word on the mean streets of this Buffalo suburb is that Doug has branched out from not only Law firm collections but also getting together with old party buddies from his days working in collections to hire any old slob to fill an office full of extortionist's that steal money from undeserving consumers. Don't send these cocaine addicts any money they will only sniff up every penny and not help out your credit. You should be aware that they are just going to be around for a short period of time until Doug and Mark shut them down.

Remember - the authorities won't know these firms are breaking the law unless you report them.  The NY Attorney General's Office needs to hear from consumers.  Your silence tells them there's nothing wrong...

Complaints can be filed with:  New York State Office of Attorney Grievance Committees Eight Judicial District 438 Main Street, 8th Floor Buffalo, New York 14202 Phone: (716)845-3630 Fax: (716)856-2701   Web Site: http://www.courts.state.ny.us/ad4

 

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AMS/US CA Organization Map (updated May 2008)

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LEGAL SERVICING LLC, PO Box 515  2801 Wehrle Drive, Suite 5, Williamsville, NY 14221 welcomes Attorney Annemarie E. Steward, who, with less than 8 years under her law belt, has decided to chuck her reputation and rent her law license.  Annemarie is also a Notary Public in NY - 02-ST6162882    Robert T. Van de Mark, who has a long history of phony document creation himself, now goes for the cover of a licensed attorney.  We'd said it before, the Sales Pitch Doug MacKinnon makes to young, gullible attorneys must be something to behold.  How does he hide the history of those who have fallen before?  Don't trust that the documents you receive bearing a rent-a-lawyer's signature carry any legal weight.  If you are contacted by Legal Servicing, get in touch with us for referral to a real consumer attorney.

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The next head on the chopping block belongs to Vincent Peter Cignarale, who apparently, has never heard of the internet. Vince, they teach you what "due diligence" was in law school?

 

Young Lawrence Baker, longtime partner of Douglas Burgess takes his name and reputation into the collection arena.

 

AGRM, LLC changes names every time the Buffalo Bills lose, but Carolyn Gallagher has it under control for now.  AGRM is Doug MacKinnon's operation.  He was the support beam for the payroll until a falling out this summer.  Apparently, FAIC paper wasn't good enough for Audino, so she turns to Southern Capital.  Tsk tsk. Ms. Gallagher.  Biting the hand...

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Attorneys:  Considering Joining the Syndicate?

The lure of easy money can be blinding.  When Doug MacKinnon promises to make attorneys millionaires, their judgment is clouded by easy green and greed.  They can't see the future.  They think Doug holds the key to their lifestyle of riches, and all they have to do is rent out their law license.  They don't realize what he does with that authority. 

But now that the saga of the first rent-a-lawyer is complete, attorneys can look to the Lenahan storybook to see what happens next.  Page after page of dreams turned to misery, riches to rags, defiant to despair. 

Like a Pyramid Scheme - It Costs You More than You'll Make.

Do the math.  You can see clearly that though promised millions, in truth, association with MacKinnon will cost you that much - and more.

We understand some collectors make more than the attorneys renting out their licenses...

Follow the trail the Lenahans carved out for you and see what the future truly holds.  Bankruptcy, judgments, loss of prestige, honor, and even the ability to practice law at any level.  Danielle Lenahan can't even operate out of a poverty law office.  (4th Department Appellate Division in New York)

 

Here's the coup de grace for Danielle and Daddy.  She personally blames us.  While we'd love to take all the credit, we didn't violate the law time and time again.  We just pointed the competent consumer law experts in their direction.  But for those who can't see the future over their temporarily high bank accounts, take note:  Giove, McKelvey, Burgess, Wright and those associated with MacKinnon - you are already in the sites of authorities and thousands of consumer attorneys nationwide. 

Here's the Buffalo News story:  Debt-collection abuses cost lawyer her license

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Buffalo News Validates

Crime Syndicate Out of Control!

Merchants of Debt

Buffalo News Takes Giove, MacKinnon

and Collection Syndicate to task. 

$600,000 in subsidies to break the law?

Raking in $1,000,000 monthly?

Burgess Law Office Attorney impersonation routine : (LINK)

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CASH FLOW TROUBLES?

Before you give them a dime, read this:

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How Bad is the Drug Problem

in the MacKinnon Operation?  Listen: 

What is a Rent-a-Lawyer?

The Rent-A-Lawyer concept we believe was invented by Doug MacKinnon in an effort to shield himself from lawsuits, skirt the laws regarding collections and provide some semblance of legitimately to his debt-buying and collection efforts.  Two types of attorneys are sought out for the scheme - neophytes, or those fresh out of law school too lazy to struggle and develop their own practice, or tired, washed up attorneys who couldn't make it in their chosen field of practice.  The Lenahans were the first Rent-a-Lawyer and while lessons have been learned, it's Doug and his partners who have learned the lessons - not the attorneys.

MacKinnon learned to spread the liability among several attorneys and to open collection shops under as many names as possible to deflect and confuse the authorities.  This will backfire on him in time as charges tie all the organizations together and their efforts to defraud consumers and attorneys are revealed.  (See Chart).  The key to the rent a lawyer scheme is protection.

Doug and his partners are protected as the front men, the named attorneys take the heat for "knowledge of the laws" pertaining to collection.  After all, when someone gets a letter from an attorney, who would suspect the attorney doesn't know or doesn't follow the law?  Are these RALs in Buffalo ignorant of the laws concerning collection and credit - FDCPA and FCRA or just greedy?  Maybe both.

When one attorney checks out or goes bankrupt, the workload and accounts are merely shifted to new attorneys.  Like a pyramid scheme, the allure of easy money draws in attorneys who are encouraged to recruit others.  In reality, only Doug will prosper.  The attorneys will get the early dividends to ensure their enthusiastic participation, and to make sure the machine is geared up to maximum speed, but the end game suggests they'll pay out far more than they will make. 

Easy money brought the Lenahans into the con game, but it cost them not only their reputations as attorneys, but their lifestyles, their health, their marriages, their practices and law licenses.  Tack on 1.39 million in lawsuits and years of being embroiled in courtroom settings as defendants and you can get a glimpse of the future for Giove, McKelvey, Burgess, and Makel Wright. 

Burgess Collectors Pose as Attorneys

* It's All About the Benjamins *

No Fear of Attorney General or NY State Bar

Does Douglas Burgess condone the unauthorized practice of law?

Rochester, NY Attorney Douglas R. Burgess, who rents out his law license to a group of debt collectors for a percentage of the take may soon find himself looking for a new career.  Collectors working in Buffalo, NY for Douglas J. MacKinnon, Sr., Mark Bohn and Robert Van DeMark, who pay Burgess for the rental of his law license (NYS Reg#1045079), were captured on tape posing as attorneys. Edited versions can be heard on this site. It is a felony in most states to represent yourself as an attorney when you are not, and in many locales, Unauthorized Practice of Law is tacked on when the phony attorney gives advice.  This has never been seen as a problem to this group of collectors and conmen. Having a felony conviction or being wanted by the law only seems to make you more employable in the Buffalo collection industry. 

Lenahan Loses Law License

John Daniel Lenahan dba/Lenahan Law Offices surrendered his law license to authorities in Buffalo, NY reportedly resulting from his short lived career as a debt collector. Lenahan and daughter Danielle Fanning Lenahan gained fame and notoriety across America when they elected to become Rent-A-Lawyers for a Buffalo, NY debt collection organization. The organization run by Douglas J. MacKinnon, Sr. and his associates used organizations called First American Investment Co. and Account Management Services as bottom-feeder debt buyers, to purchase old, mostly worthless accounts. They then used patsies Jack Sortino, Harvey Denis and others to manufacture in-house bogus documents that purported to give authenticity to court filings and credit bureau reporting on these allegedly bogus claims. In addition, debt collectors posing as employees of the Lenahan Law Offices would call consumers around the country threatening legal actions they were incapable of taking, while attempting to extort monies. Hundreds of lawsuits were filed against the Lenahans, ultimately resulting in their filing for bankruptcy protection to the amount of $1.39 MILLION after MacKinnon and his associates reportedly abandoned them to sink in the misery they created. Daughter Danielle Fanning is expected to meet the same fate as her father.

McKelvey, Evans Want Out?

After learning the fate of their predecessors, rumors around Buffalo hint that other lawyers who are currently renting their law licenses as debt collectors, want out. Buffalo, NY Attorney Terrance McKelvey is reportedly facing lawsuits from consumer attorneys and the wrath of wife Rubie for getting his name so tarnished in and around Buffalo.  McKelvey tries to play high profile in Buffalo politics and society, but his reputation as a debt collector may cause him to become unwelcome on Judge's committees, high dollar campaign efforts and at society parties.  McKelvey, who is not considered one of the brightest attorneys in the debt collection business, (a trait highly sought by his handlers) can look forward to more court cases than he can handle or afford as consumer attorneys nationwide realize his deep pockets are only until Doug MacKinnon hangs him out to dry.

Douglas R. Burgess, of Rochester is in trouble with the authorities for allowing collectors who work on his rented law license to call consumers posing as lawyers. We have personally been party to some of these calls which takes illegal debt collection to a new high. Criminals seem to be attracted to these organizations and management appears to condone this illegal behavior in the pursuit of stealing your money. Jason J. Evans is also reportedly well involved in on going litigation for the same purpose. Of course, Evans has the backup plan of becoming a great macabre novelist.  Maybe if he leaves the debt collection industry today, when he's famous it won't come back to haunt him.

As troubles and lawsuits and injunctions swell, these attorneys might well ask themselves what level of support and help they can expect from their benefactor, Doug MacKinnon.  Look to the past - WDDD?  What Did Doug Do? Ask the Lenahans.  Doug left them twisting in the wind.

These attorneys should not be surprised when MacKinnon cuts them loose to suffer the same consequences. It is no longer a matter of ‘IF’ it will happen, rather when.

Report these Attorneys to the Authorities!

If you are victimized by the debt collectors who work for attorneys who rent their law license, you have the right to take action against them. The law allows that attorneys can be held liable for anyone who represents them in committing offenses in their name, to include:

• EXTORTION

• UNLICENSED PRACTICE OF LAW

• POSING AS AN ATTORNEY OR LAW ENFORCEMENT OFFICIAL

• UNAUTHORIZED ACCESS TO YOUR MONEY

• THREATENING LEGAL ACTIONS WHERE THEY ARE NOT LICENSED

• THE THREAT OF WAGE GARNISHMENT

• CONTACTING YOUR EMPLOYER, RELATIVES, NEIGHBORS

• TELEPHONE HARASSMENT AND THREATS

Complaints can be filed with: 

New York State Office of Attorney
Grievance Committees
Eight Judicial District
438 Main Street, 8th Floor
Buffalo, New York 14202
Phone: (716)845-3630
Fax: (716)856-2701
 

Web Site: http://www.courts.state.ny.us/ad4

Attention Consumers:   IF You have an entry like this on your credit report:  

UNITED STATES CA, LLC       Address:    BUFFALO, NY 14216  No phone number available Account Number: 344785686091  Original Creditor: PROVIDIAN    Status:  Creditor cannot locate individual/Collection account. $8,566 past due as of Oct 2005.

Click Here:  Then, find a skilled FCRA attorney at www.myfaircredit.com   You may be entitled to paperwork and financial

compensation for your troubles.  Of course, you'll never know until you

speak to a qualified professional attorney.                                   

What is Giove Law?

Giove Law Office is the Buffalo New York clearing house for attorneys and debt collectors who seem to hourly violate State and Federal laws in their efforts to collect time-barred and charged-off debts that they have purchased for literally pennies on the dollar.  Their actions and violations are so egregious they have been permanently enjoined from collecting in several states.  If you have landed at this site as a result of an internet search engine inquiry, consider yourself one of the fortunate.  You will find within these pages the information necessary to Stop them in their tracks, and perhaps turn the tables on them.  In many cases where they have violated your rights, you have a golden opportunity to sue them, collecting attorney's fees, and finding your debt forgiven completely.  So before you begin the education process, take a moment to view the scrolling list of debt collectors and/or attorneys below.  If you have received any communication, written or telephonic, from any of these entities, the first thing you must do is resolve NOT to pay them a single dime.  It will not benefit you at all to do so.

Giove Law Office  The Law Center   AMS or Account Management Services    BAS Portfolio Management    Empire Recovery Group     First American Investment     C. Water Recoveries     Legal Servicing     National Legal Recovery Services     Suncoast Recovery Group     Christopher Ranieri    Terrance McKelvey    Western Hemisphere Acquisitions, LLC 

Debt buyers are NOT known for their brilliance or legal knowledge. Most are former wannabes who couldn’t make it in the real world and are desperate to make some money in an easy industry. They are deficient in a lot of area that include social and business skills, employ some of the most disgusting wasted losers that you will ever encounter. Former convicts, parolees, convicted felons, drug users are all common in this business. Some working for Giove have even shown up for work still wearing their ankle bracelets so as not to be far from the law.  Most have severe financial problems resulting in desperate ploys to keep the cash flowing.  Collectors are paid a commission of what they collect, they are under incredible pressure to produce or face the wrath of their superiors. Giove and the debt collectors associated with his office collect about $7 MILLION DOLLARS monthly.

How They Steal Your Money

MacKinnon and his associates buy old portfolios of debts that have little or no value. They hire an attorney such as Rodney Giove, Jack Wolf, and naive Terrance McKelvey.  Many of these attorneys are already experiencing personal and financial problems; most are unable to sustain a viable practice in the area of law they first intended.  The attorneys then rent out their law offices for a commission of what is collected, using their names.  For example; A collector may contact a consumer as a legal assistant regarding an old debt using the name, the Law Offices of Rodney Giove, threatening immediate legal actions if it is not paid. The collectors work off a telephone script called a ‘talk off’ where they threaten legal actions in your county by a certain date, if monies are not paid immediately. It is this fear of possible legal action that causes any consumers to turn over money to these extortionists. 

To combat this site and after the loss of the Lenahans, who were sued into retirement by consumer attorneys, MacKinnon and Giove decided on a new scam. They have partner Robert T. Van De Mark signing in-house manufactured BOGUS affidavits stating he is the president of Legal Servicing, LLC and swearing to the authenticity of the documents. The truth is that Robert T. Van De Mark is a liar and is committing perjury on each account that gets filed with a court action. The problem with Van De Mark's bogus filings is he cannot possibly have any first-hand knowledge of the account, which is required.  He lies on the swearing and he lies on the affidavits.  Rodney Giove, Attorney, may also be guilty of false swearing on a court document as he too has signed and notarized these bogus documents.

The crime syndicate is hiring other law firms around the country to file court suits on unsuspecting consumers with these bogus documents, many of which are out of statute, meaning they are past the time allowed by state law for taking legal actions. One really bad collection organization rumored to be involved with this scam is the infamous UNIFUND CCR PARTNERS, who have a BAD reputation for filing bogus claims and changing dates of last activity on old accounts.

Account Management Services (AMS) 

Headquarters for all the collection operations

AMS is the low-end of the spectrum for the MacKinnon operation.  It's the training

center and supply house for the other operations.  As many as 80 individual

collectors have come and gone through AMS in the past 6 months.

Phone: (716) 874-8348